The Banking Bros Podcast

Tariffs Explained: The Secret Tax That’s Making You Broke

Think tariffs are just boring government stuff? Think again.Every time you buy a phone, sneakers, or even a banana—tariffs might be silently raising the price. In this episode of The Banking Bros, Jonah and JDew break down how tariffs work, why they exist, and how they’re impacting your wallet more than you might realize.
This isn’t just an economics lesson—it’s a financial wake-up call with laughs, insights, and a few fruit jokes.
If you're ready to learn more you've got to watch our full Save & Spend Presentation and then schedule a FREE call with us at: https://saveandspendsystem.com/getting-started-page
If you're interested in the source material (we didn't come up with this!) we'd highly recommend that you get a hold of R. Nelson Nash's book: Becoming your Own Banker (5th Edition) https://amzn.to/2ZMw0h6
You can learn more about us at: https://www.thebankingbros.com
Follow and like us on FB, IG, and TIKTOK: https://www.facebook.com/cashcompound https://www.instagram.com/thebankingbros https://www.tiktok.com/@thebankingbros
 

You Don’t Need a Financial Advisor—You Need Financial Awareness

Think you need a financial advisor to build wealth? Think again. In this episode of The Banking Bros, Jonah and JDew reveal why financial awareness is more powerful than handing your money over to someone else. We break down what financial awareness really means, how to achieve it, and why it’s the key to controlling your financial future. Whether you're drowning in debt or just starting your money journey, this video will show you how to:– Understand your own financial situation – Set and reach your money goals – Avoid costly financial advisor fees – Build lasting wealth on your own terms
This episode includes a sneak peek at our new course Save & Spend System Course—designed to take you from confused to confident with your cash. If you're ready to learn more you've got to watch our full Save & Spend Presentation and then schedule a FREE call with us at: https://saveandspendsystem.com/getting-started-page
You can learn more about us at: https://www.thebankingbros.com
Follow and like us on FB, IG, and TIKTOK: https://www.facebook.com/cashcompound https://www.instagram.com/thebankingbroshttps://www.tiktok.com/@thebankingbros
 

Why My Kids Have Better Banks Than Most Adults | Generational Wealth Starts at Age 3

Imagine your 3-year-old being richer than your 30-year-old cousin... It’s not fantasy—it’s just financial strategy done right. In this episode, JDew breaks down why his four kids each have their own banking system built with whole life insurance policies. From locking in lifetime wealth tools to teaching stewardship and entrepreneurial thinking, this is a generational wealth blueprint every parent needs.
What You’ll Learn:
- Why insuring your children is actually wise, not weird - How whole life insurance builds unstoppable cashflow - How JDew is training his kids (ages 3–11) to own the bank
How to start your own child’s personal bank today:🚀 Schedule your FREE Cash Consultation: https://saveandspendsystem.com/getting-started 👨‍👩‍👧‍👦 Want to build legacy-level wealth for your family? Don’t wait.
If you're interested in the source material (we didn't come up with this!) we'd highly recommend that you get a hold of R. Nelson Nash's book: Becoming your Own Banker (5th Edition) https://amzn.to/2ZMw0h6
You can learn more about us at: https://www.thebankingbros.com
Follow and like us on FB, IG, and TIKTOK: https://www.facebook.com/cashcompound https://www.instagram.com/thebankingbros https://www.tiktok.com/@thebankingbros

What's Your Personal Liquidity Ratio?

If you lost your job today, how long could you survive without income? Most people guess... but there’s actually a formula to find your survival number. In this episode of The Banking Bros, we break down the concept of a Liquidity Episode—what it is, how to calculate it, and why it’s a non-negotiable for financial peace of mind.
Learn how to calculate your Liquidity RatioUnderstand what it means for your financial safety netDiscover tips to improve your emergency fund and reduce risk
Whether you're salaried, freelance, or just trying to get ahead financially, this is one of the most important numbers you should know.
"Don’t just build wealth—build security."Subscribe for more straight-talk money moves from The Banking Bros!
If you're ready to learn more you've got to watch our full Save & Spend Presentation and then schedule a FREE call with us at: https://saveandspendsystem.com/getting-started-page
If you're interested in the source material (we didn't come up with this!) we'd highly recommend that you get a hold of R. Nelson Nash's book: Becoming your Own Banker (5th Edition) https://amzn.to/2ZMw0h6
You can learn more about us at: https://www.thebankingbros.com
Follow and like us on FB, IG, and TIKTOK: https://www.facebook.com/cashcompound
https://www.instagram.com/thebankingbros
https://www.tiktok.com/@thebankingbros
 

The Hidden Costs of Lifestyle Inflation (and How to Avoid It!)

In this episode of The Banking Bros Podcast, Jeremiah and Jonah unpack the hidden costs of lifestyle inflation—that sneaky habit of spending more as you earn more.
Whether you just got a raise, bonus, or new job, this conversation will help you avoid the "earn more, spend more" trap that keeps people stuck. Learn how to use your extra income to build real wealth, reduce debt, and create long-term financial freedom.
In This Episode:
What is lifestyle inflation and why is it so dangerous?
How small upgrades can sabotage big goals
6 powerful strategies to fight lifestyle creep
Real tips to automate savings, set goals, and live below your means
Learn more at www.TheBankingBros.com

Maximize Social Security Benefits: Smart Strategies for Retirement Timing

In this podcast episode we explore the impact of the rising U.S. national debt on Social Security, smarter strategies for claiming benefits, and key considerations for taking Social Security at 62, 67, or 70. Plan wisely!Did you know you can watch the episode on YouTube? youtube.com/@TheBankingBros
Join the community and engage with like-minded individuals on facebook here: facebook.com/groups/cashcompound
Help spread the word by subscribing, leaving a review, and sharing the show with friends who want to take control of their finances. Reach Out:• YouTube: The Banking Bros• Website: The Banking Bros• Instagram: @thebankingbros• Facebook: The Cash Compound• X (Twitter): @thecashcompound
Want to sponsor the show or collaborate? Reach out at: help@thecashcompound.com
Links from the show:https://www.usdebtclock.orghttps://www.ssa.gov/retirementhttps://www.troweprice.com/personal-investing/resources/insights/how-can-i-create-a-smarter-strategyhttps://www.nerdwallet.com/article/investing/social-security/social-security-62-vs-67-vs-70https://www.ssa.gov/prepare/plan-retirement

How Much Do You REALLY Need to Retire? (Let’s Break It Down 💰)

Retirement doesn’t have to be confusing. In this episode of The Banking Bros Podcast, we’re answering one of the biggest money questions out there—how much do you REALLY need to retire?
Jonah and JDew walk you through a simple step-by-step strategy to figure out your personal retirement number based on your lifestyle, expenses, and income goals.
💡 What you’ll learn: 1. How to calculate your monthly and annual retirement expenses 2. Why inflation and taxes really matter 3. How the 4% Rule works (and how it doesn’t!) 4. How your lifestyle goals affect your total retirement savings target
👉 Subscribe for more episodes on Infinite Banking, financial freedom, and building wealth the smart way. And/OR if you're ready to learn more you've got to watch our full Save & Spend Presentation and then schedule a FREE call with us at: https://saveandspendsystem.com/getting-started-page
Watch on YouTube!• Subscribe and watch our weekly episodes plus bonus clips at: youtube.com/@TheBankingBros
Join the Community• Learn more about the Infinite Banking Concept and connect with us at: thecashcompound.com• Join our free Facebook group and engage with like-minded individuals: facebook.com/groups/cashcompound
Support the Show• Help spread the word by subscribing, leaving a review, and sharing the show with friends who want to take control of their finances.
Reach Out:• YouTube: The Banking Bros• Website: The Banking Bros• Instagram: @thebankingbros• Facebook: The Cash Compound• X (Twitter): @thecashcompound• Email us: help@thecashcompound.com
We’d love a 5-star rating and review on your favorite podcast app. You can listen to the podcast on Podbean and follow us for more updates!
Want to sponsor the show or collaborate? Reach out at: help@thecashcompound.com

Diversify 101: Your Guide to Portfolio Diversification + IF and WHEN to begin

💰 Want to reduce risk and maximize returns? In this episode of The Banking Bros Podcast, we break down diversification—the key strategy that every successful investor employs! Learn how and when to spread your investments to protect your money and grow wealth.
What You’ll Learn: ✅ The 4 main asset classes (and how to balance them) ✅ How to allocate investments based on risk & goals ✅ Why ETFs & mutual funds make diversification easy ✅ The truth about alternative investments
💬 Got questions? Drop them in the comments—we’ll reply! 👍 Enjoyed this episode? Subscribe for more financial tips! 🔔 Hit the bell so you never miss an upload.
If you're ready to learn more you've got to watch our full Save & Spend Presentation and then schedule a FREE call with us at: https://saveandspendsystem.com/getting-started-page
You can learn more about us at: https://www.thebankingbros.com
Follow and like us on FB, IG, and TIKTOK: https://www.facebook.com/cashcompound https://www.instagram.com/thebankingbros https://www.tiktok.com/@thebankingbros

7 Passive Income Ideas to Make Money While You Sleep

💰 Want to make money while you sleep? In this episode of The Banking Bros Podcast, we break down 7 proven passive income strategies—from dividend stocks to real estate and the Infinite Banking Concept (IBC)—so you can start building wealth effortlessly!
 If you're ready to learn more you've got to watch our full Save & Spend Presentation and then schedule a FREE call with us at: https://saveandspendsystem.com/getting-started-page
If you're interested in the source material (we didn't come up with this!) we'd highly recommend that you get a hold of R. Nelson Nash's book: Becoming your Own Banker (5th Edition) https://amzn.to/2ZMw0h6
You can learn more about us at: https://www.thebankingbros.com
Follow and like us on FB, IG, and TIKTOK: https://www.facebook.com/cashcompound https://www.instagram.com/thebankingbros https://www.tiktok.com/@thebankingbros

Why You Waste Money (The Psychology of Spending)

👇 Comment below: What’s your worst impulse buy? 💸 Ever bought something just to feel better—then regretted it? You’re not alone. In this episode, we break down the psychological traps behind emotional spending, social pressure, and sneaky cognitive biases that drain your bank account.
If you're ready to learn more you've got to watch our full Save & Spend Presentation and then schedule a FREE call with us at: https://saveandspendsystem.com/getting-started-page
If you're interested in the source material (we didn't come up with this!) we'd highly recommend that you get a hold of R. Nelson Nash's book: Becoming your Own Banker (5th Edition) https://amzn.to/2ZMw0h6
You can learn more about us at: https://www.thebankingbros.com
Follow and like us on FB, IG, and TIKTOK: https://www.facebook.com/cashcompound https://www.instagram.com/thebankingbros https://www.tiktok.com/@thebankingbros
 

Budget or Fudge It!? (Strategies for Building Your Personal Finance Machine)

In our last podcast episode we talked about your emergency fund. And one of the only ways to accurately put together an emergency fund is to know how much money you are spending and how much you are saving each month. That all starts with a budget. There are lots of different strategies and ways that you can build and use a budget (and we talk about a lot of the popular ones in this episode). There's also an entirely different (and better) way that you can both save and spend—while on a budget—all at the same time.
If you're ready to learn more you've got to watch our full Save & Spend Presentation and then schedule a FREE call with us at: https://saveandspendsystem.com/getting-started-page
If you're interested in the source material (we didn't come up with this!) we'd highly recommend that you get a hold of R. Nelson Nash's book: Becoming your Own Banker (5th Edition) https://amzn.to/2ZMw0h6
You can learn more about us at: https://www.thebankingbros.com
Follow and like us on FB, IG, and TIKTOK: https://www.facebook.com/cashcompound https://www.instagram.com/thebankingbros https://www.tiktok.com/@thebankingbros

Emergency Funds 101: Why You Need One & How to Build Your Financial Safety Net

"Life is full of surprises—some good, some not so much. In this episode, we’re breaking down everything you need to know about emergency funds: why they’re essential, how much you should save, and the best ways to build and protect your financial safety net. Whether you’re starting from scratch or looking to grow your savings, this guide will help you prepare for life’s curveballs. 💰✨
Don’t let unexpected expenses catch you off guard—start building your peace of mind today! Hit play, take notes, and let’s get your finances on track. 💪📈
If you're ready to learn more you've got to watch our full Save & Spend Presentation and then schedule a FREE call with us at: https://saveandspendsystem.com/getting-started-page
If you're interested in the source material (we didn't come up with this!) we'd highly recommend that you get a hold of R. Nelson Nash's book: Becoming your Own Banker (5th Edition) https://amzn.to/2ZMw0h6
You can learn more about us at: https://www.thebankingbros.com
Follow and like us on FB, IG, and TIKTOK: https://www.facebook.com/cashcompoundhttps://www.instagram.com/thebankingbroshttps://www.tiktok.com/@thebankingbros
 

How to Build Generational Wealth Using Life Insurance (Infinite Banking Concept Explained!)

Discover how the Infinite Banking Concept uses whole life insurance to create a self-sustaining, tax-free wealth-building system that benefits you, your children, and future generations. Learn how to apply the principles of forestry management to your finances and build a legacy that lasts forever. 🌳💰
If you're ready to learn more you've got to watch our full Save & Spend Presentation and then schedule a FREE call with us at: https://saveandspendsystem.com/getting-started-page
If you're interested in the source material (we didn't come up with this!) we'd highly recommend that you get a hold of R. Nelson Nash's book: Becoming your Own Banker (5th Edition) https://amzn.to/2ZMw0h6
You can learn more about us at: https://www.thebankingbros.com
Follow and like us on FB, IG, and TIKTOK: https://www.facebook.com/cashcompound https://www.instagram.com/thebankingbros https://www.tiktok.com/@thebankingbros 

Commenting on the Comments

In this episode the bros are reviewing some of their recently posted videos and replying to comments. Are people understanding? What questions do they have? And what kinds of hilarious responses are people leaving on our content? Buckle up for a fun and insightful ride!
If you're ready to learn more you've got to watch our full Save & Spend Presentation and then schedule a FREE call with us at: https://saveandspendsystem.com/getting-started-page
If you're interested in the source material (we didn't come up with this!) we'd highly recommend that you get a hold of R. Nelson Nash's book: Becoming your Own Banker (5th Edition) https://amzn.to/2ZMw0h6
You can learn more about us at: https://www.thebankingbros.com
Follow and like us on FB, IG, and TIKTOK: https://www.facebook.com/cashcompound https://www.instagram.com/thebankingbros https://www.tiktok.com/@thebankingbros
 

How to use the Dividends from your whole life

In this episode JDew and Jonah are introducing a FREE course where they are breaking down what dividends are and how they work—specifically inside your infinite banking policy. They dive into how they are using their own, what they recommend, all of the options you have available as you become your own bank, and how you can get the most out of our free online courses. 
Get access to our course portal here: https://thecashcompound.app.clientclub.net/
If you're ready to get started with your own Infinite Banking you've got to watch our full Save & Spend Presentation and schedule a FREE call with us at: https://saveandspendsystem.com/getting-started-page
If you're interested in the source material (we didn't come up with this!) we'd highly recommend that you get a hold of R. Nelson Nash's book: Becoming your Own Banker (5th Edition) https://amzn.to/2ZMw0h6
You can learn more about us at: https://www.thebankingbros.com
Follow and like us on FB, IG, and TIKTOK: https://www.facebook.com/cashcompound https://www.instagram.com/thebankingbros https://www.tiktok.com/@thebankingbros
 
 

Father Figures: What are we going to buy next?

In this episode JDew's son joins him for recap on policy growth. How much more money does he have this year? What's he saving it for? And what's he planning to spend it on? If you're looking for tips on how to talk about finances with your family this is a fun conversation to start with.
If you're ready to learn more you've got to watch our full Save & Spend Presentation and then schedule a FREE call with us at: https://saveandspendsystem.com/getting-started-page
If you're interested in the source material (we didn't come up with this!) we'd highly recommend that you get a hold of R. Nelson Nash's book: Becoming your Own Banker (5th Edition) https://amzn.to/2ZMw0h6
You can learn more about us at: https://www.thebankingbros.com
Follow and like us on FB, IG, and TIKTOK: https://www.facebook.com/cashcompound https://www.instagram.com/thebankingbros https://www.tiktok.com/@thebankingbros

The Circle of Wealth

Are you keeping you cash in your community? Do you realize how impactful it can be? We're talking about that in this episode and sharing some cultural truths that you need to consider.
If you're ready to learn more you've got to watch our full Save & Spend Presentation and then schedule a FREE call with us at: https://saveandspendsystem.com/getting-started-page
If you're interested in the source material (we didn't come up with this!) we'd highly recommend that you get a hold of R. Nelson Nash's book: Becoming your Own Banker (5th Edition) https://amzn.to/2ZMw0h6
You can learn more about us at: https://www.thebankingbros.com
Follow and like us on FB, IG, and TIKTOK: https://www.facebook.com/cashcompound https://www.instagram.com/thebankingbros https://www.tiktok.com/@thebankingbros

Benjamin Franklin's last will and testament made waves

You know the man was brilliant, that he was a founding father, and that we can find his face on the $100 dollar bill. But do you know what his last will and testament was? Do you know the profound impact that it had? Are you ready to take the same bet?
If you're ready to learn more you've got to watch our full Save & Spend Presentation and then schedule a FREE call with us at: https://saveandspendsystem.com/getting-started-page
If you're interested in the source material (we didn't come up with this!) we'd highly recommend that you get a hold of R. Nelson Nash's book: Becoming your Own Banker (5th Edition) https://amzn.to/2ZMw0h6
You can learn more about us at: https://www.thebankingbros.com
Follow and like us on FB, IG, and TIKTOK: https://www.facebook.com/cashcompound
https://www.instagram.com/thebankingbros
https://www.tiktok.com/@thebankingbros
 

Savings Vs Hoarding (According to the Bible)

The Bible obviously has some wisdom for us when it comes to how we handle our finances. What does it say about saving vs hoarding and how can we apply it's age-old principles so our money lives today?
If you're interested in the book JDew talks about, you can find "A Biblical Guide to Personal Finance" here: https://www.amazon.com/Biblical-Guide-Personal-Finance-Stewardship/dp/B0C227BXNR/ref=sr_1_1?crid=B987CCC348QU&dib=eyJ2IjoiMSJ9.5N0XlqLf80D8qS-q_OhXLQ.BwxVZ1PNxDNcdkGdb79wYBOT5qXU04OvxfRRkwD8-LA&dib_tag=se&keywords=a+biblical+guide+to+personal+finance+Mcfie&qid=1738088602&sprefix=a+biblical+guide+to+personal+finance+mcfie%2Caps%2C141&sr=8-1
If you're ready to learn more you've got to watch our full Save & Spend Presentation and then schedule a FREE call with us at: https://saveandspendsystem.com/getting-started-page
If you're interested in the source material (we didn't come up with this!) we'd highly recommend that you get a hold of R. Nelson Nash's book: Becoming your Own Banker (5th Edition) https://amzn.to/2ZMw0h6
You can learn more about us at: https://www.thecashcompound.com https://www.thebankingbros.com
Follow and like us on FB, IG, and TIKTOK: https://www.facebook.com/cashcompound https://www.instagram.com/thebankingbros https://www.tiktok.com/@thebankingbros

Practical Application for your money in 2025 (with special guest Kim Butler!)

Get Kim's "7 Phases of Perpetual Wealth" ebook here: https://prosperitythinkers.com/special/thecashcompoundpodcast/ In this episode we talk about how the step-by-step practical money coaching from Kim, and her husband Todd, Butler have impacted our financial journey. In this episode we talk about how the step-by-step practical money coaching from Kim, and her husband Todd, Butler have impacted our financial journey.
If you're ready to learn more you've got to watch our full Save & Spend Presentation and then schedule a FREE call with us at: https://saveandspendsystem.com/getting-started-page
If you're interested in the source material (we didn't come up with this!) we'd highly recommend that you get a hold of R. Nelson Nash's book: Becoming your Own Banker (5th Edition) https://amzn.to/2ZMw0h6
You can learn more about us at: https://www.thecashcompound.com https://www.thebankingbros.com
Follow and like us on FB, IG, and TIKTOK: https://www.facebook.com/cashcompound https://www.instagram.com/thebankingbros https://www.tiktok.com/@thebankingbros